Plan and payment fees a month
$214.00
Shopify’s US prices, read on shopify.com on November 9, 2026. Apps, themes, domains, shipping labels and POS Pro cost extra. Shopify doesn’t return card fees when you refund an order.
Shopify fees come in three parts. The subscription fee is the monthly subscription fee for your Shopify plan. Payment processing fees are the Shopify Payments fees on each card payment, the credit card processing fees most stores pay. And a third-party transaction fee applies when another payment provider processes your payments instead of Shopify Payments.
Take a store on the Basic plan with 100 orders a month at $50 each, paid by standard credit cards through Shopify Payments. The plan costs $39 billed monthly. Each order costs 2.9% + 30¢, which is $1.75, so 100 orders cost $175 in card fees. Together that is $214 a month, or 4.28% of the $5,000 in sales. With yearly billing, the plan costs $29 a month and the total drops to $204.
If the same store takes payments through another payment provider at 2.9% + 30¢, Shopify adds its 2% third-party transaction fee: another $100 a month, for a total of $314.
Shopify’s pricing plans in the US, with the monthly price, the price a month with annual billing, the online credit card rate with Shopify Payments, and the third-party transaction fee:
| Plan | Monthly | Yearly | Online credit card rate | Third-party fee |
|---|---|---|---|---|
| Basic | $39 | $29 | 2.9% + 30¢ | 2% |
| Grow | $105 | $79 | 2.7% + 30¢ | 1% |
| Advanced | $399 | $299 | 2.5% + 30¢ | 0.6% |
| Plus | from $2,300 | from $2,300 | 2.25% + 30¢ | 0.2% |
The Shopify Basic plan is for solo entrepreneurs, the Grow plan for small teams with up to 5 staff accounts, and the Advanced plan adds up to 15 staff accounts and live third-party shipping rates. The Shopify Plus plan is for complex businesses, and Shopify Plus pricing starts at $2,300 a month. Hosting, a custom domain name and an SSL certificate are included. New stores can try Shopify for 3 days free, then pay $1 a month for the first 3 months. Prices are on Shopify’s pricing page.
The rate depends on the card and on where the payment happens. Premium cards cost more than standard cards. A card issued outside the US adds 1% to international payments. In-person payments with Shopify POS cost less per payment.
| Payment | Basic | Grow | Advanced |
|---|---|---|---|
| Online standard card | 2.9% + 30¢ | 2.7% + 30¢ | 2.5% + 30¢ |
| Online premium card | 3.5% + 30¢ | 3.3% + 30¢ | 3.1% + 30¢ |
| Card issued outside the US | + 1% | + 1% | + 1% |
| In person (Shopify POS) | 2.6% + 10¢ | 2.5% + 10¢ | 2.4% + 10¢ |
| In person, typed in | 3.5% + 10¢ | 3.5% + 10¢ | 3.5% + 10¢ |
| PayPal wallet | from 3.49% + 49¢ | from 3.49% + 49¢ | from 3.49% + 49¢ |
Shopify doesn’t return the card fee when you refund an order (Shopify Help Center: pricing overview).
Monthly or annual billing changes the plan price, not the card rates.
Use last month’s numbers from Shopify Analytics, or what you expect.
Shopify Payments with a standard or premium card, in person, or another payment provider with its own rate.
A higher plan costs more each month but charges less on every payment. Grow costs $66 a month more than Basic and saves 0.2% on each standard card payment, so it pays off from about $33,000 in card sales a month ($66 ÷ 0.2%). With yearly billing the difference is $50 a month, and Grow pays off from about $25,000. The Advanced plan costs $294 a month more than Grow, so it pays off only from about $147,000 a month, and Shopify Plus only far above that. Staff accounts, shipping rates and other features may matter more than the fees. Enter your numbers above and switch plans to compare.
You can use a third-party payment gateway instead of Shopify Payments. Then you pay two fees on every order: the third-party provider’s payment processing fee and Shopify’s third-party transaction fee of 2%, 1%, 0.6% or 0.2%, depending on your plan (Shopify Help Center: third-party charges). On Basic, that 2% costs more than the plan itself once your sales pass $1,950 a month. Choose “Another payment provider” in the calculator and enter its rate.
The plan and the card fees are only part of what a store costs. Paid apps from the Shopify App Store and other third-party apps, a premium Shopify theme, shipping costs for Shopify Shipping labels, a domain and Shopify POS Pro, at $89 a month per location, cost extra. Shopify Shipping does give shipping discounts of up to 87%. Selling on marketplaces through Shopify is free for 50 synced orders a month, then costs 1% of those orders, up to $99 a month.
Shopify Payments pays out in batches, after taking its fees, refunds and chargebacks, so the deposit in your bank matches none of your orders. In your books, each sale is income at its full amount, the card fees are an expense, and the monthly plan, apps and other charges on your Shopify bill are expenses too. The payout itself only moves money from your Shopify balance to your bank. The Shopify payout breakdown shows the sales, refunds and fees inside each payout from Shopify’s export.
Heft reads Shopify Payments directly, read-only. It matches every payout to the sales, fees and refunds behind it and finds the deposit in your bank account. Its receipt plans collect the receipts for your payments and prepare the month for your accountant. The books for US companies are being built. Heft also reads Stripe and WooCommerce, but not PayPal, Amazon, eBay or Etsy yet. Paying with Stripe elsewhere? The Stripe fee calculator works out its fees.
The calculator uses Shopify’s US prices for one kind of payment at a time. It leaves out apps, themes, shipping, POS Pro, chargebacks, currency conversion and sales tax. Prices checked November 9, 2026.