Load the Payout reconciliation report from your Stripe Dashboard as an itemized CSV. For each payout you see how much was sales, refunds, disputes and Stripe fees.
The file is read in your browser only. Nothing is uploaded or stored. The tool doesn't read names, emails or addresses in the file.
To get the file: in Stripe, open the Payout reconciliation report, pick a date range, click Download in the Payout reconciliation section and choose Itemized as CSV.
Stripe doesn’t send each payment on its own. It collects a few days of payments, takes out its fees, refunds and disputes, and pays out the rest. In the tool’s sample, that’s $442.99 in sales, minus a $64.99 refund, minus $13.74 in Stripe fees: $364.26 reaches the bank.
For your books, that one number isn’t enough. You need the sales, the refunds and the fees separately, and only Stripe’s report behind the payout has them.
Open the Payout reconciliation report and pick a date range that includes the payout's expected arrival date.
Click Download in the Payout reconciliation section and choose Itemized, as CSV.
You see each payout with its sales, refunds, disputes and fees, and can save the breakdown as a CSV.
Each sale is income at its full amount, on its own day. Stripe’s fee is a separate expense, and a refund reduces your sales. The payout itself isn’t income: it only moves money from your Stripe balance to your bank account, so record it as a transfer between your own accounts.
Heft reads your Stripe export or a restricted Stripe key, read-only. It matches every payout to the sales, fees and refunds behind it and finds the deposit in your bank account. Heft also reads Shopify Payments and WooCommerce, but not PayPal, Amazon, eBay or Etsy yet.
Stripe typically schedules your first payout 7 to 14 days after your first live payment. After that, a US account’s payments become available after 2 business days and go out with the next payout on your schedule, such as daily or weekly. Instant Payouts usually arrive within 30 minutes, but new accounts aren’t eligible right away (Stripe: Receive payouts).
Domestic card payments cost 2.9% plus 30¢. International cards add 1.5%, currency conversion adds 1%, and each dispute you receive costs $15 (Stripe pricing).
The tool reads the itemized export of the Payout reconciliation report, which covers automatic payouts only. Sources checked November 9, 2026.